Finally!
Payments your way.
Integrate once and access all your payment methods, providers, and protected data all in one place through a simple portal.
How It WorksThe world's first adaptive portable payments infrastructure
for the new generation of connected commerce
Your ultimate all-in-one payments pipeline
requires initial platform integration
Unified Payments
Connect all your payments partners and channels in once place.
Smart Route
Automate payments with no-code workflows that route transactions to optimal providers.
Future-proof
Stay on trend with all the ways your customers want to pay with effortless updates in just a tap.
Frictionless
Securely own your payments data and use it anywhere to unify all the ways you get paid.
Intelligent payment surfaces
Create custom checkout surfaces that give shoppers access to all the ways they love to pay.
Stay On-Trend
Create custom payment experiences with no-code and low-code custom checkout options.
Update On-the-Fly
Increase conversions with on-trend payment options like BNPL and Pay in 4 with the flip of a switch.
Extend your stack in a flash
Activate new portable payments apps and edge services with just a tap
Effortless Automation
Payments, platforms, partners, and protected payments data altogether,
in one beautiful place through a single connection, under your control.
requires initial platform integration
We've taken the geek requirements out of optimizing your payments stack
with the MESH no-code orchestration and automation plane.
Connect
Connect payments partners and platforms with API keys or credentials
Exchange
Orchestrate payments with simple no-code workflows
Monitor
Keep an eye on all your connections with real-time payments transaction activity.
Manage
Activate, pause, or decommission integration routes with just a few clicks.
Hello future
At Scratch, we are developing a new generation of portable payments technology that was born in the cloud and runs on unified data.
We call it Scratchware and it's shaping the future of payments.
Cloud-native
Scratchware brings the connectivity of the cloud to payments.
Segmented & secure
Our infrustructure is distributed and built on zero trust.
Single codebase
We built our service architecture ground-up for the modern web.
Data first
Scratch data layers are infinitely elastic and scalable.
Payments!
for platforms.
Accept and monetize payments while protecting profits with portability from Scratch.
Read Use CaseGet Scratch!
Go portable Protect profits
Automate payment routes, eliminate failed transactions and recover revenue typically lost to fees with one single integration and a simple connection.
How it Works Request a DemoAbout SCRATCHWARE
Optimize payments, dramatically reduce processing fees, and increase conversions with integrated Scratchware apps and services through a simple single API.
What We Offer
SCRATCHWARE Provides: Profit Recovery Services including, Compliant Surcharging as a Service, Cash Discounting, Service Fee Delivery, Convenience Fees, Agnostic Intelligent Payments Routing, Data Aggregation, Secure Global Cloud APIs, Data Vaulting, Tokenization, Frictionless Commerce, Data Portability, Cloud Services, and Visualized Data.
Surcharging Service Areas
We provide surcharging service to the entire US, US territories, and Canada except in locations where Surcharging is prohibited. Service Fees are limited to authorized MCC Codes Only.
Contact SCRATCHWARE
Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States
Please Contact us for business hours.