Scratchware launches METERS the pay per use pricing utility and integrated payments system that is replacing subscription pricing. Read More

Payments your way.

Unify all your payments, platforms, and trusted partners in one platform.

Request a Demo

Unlock your payments data and safely use it anywhere


Build the ultimate stack with all your apps, payments, and platforms data in one place through a single portal

Optimize all the ways you get paid


Scratch is as easy to integrate as a single payments provider but with less risk and more flexibility.

Unified PSPs

Connect all your payments partners and channels in one place.

Smart Route

Automate payments with no-code workflows that route transactions to optimal providers.


Stay on trend with all the ways your customers want to pay with effortless updates in just a tap.


Securely own your payments data and use it anywhere to unify all the ways you get paid.

Take charge of the checkout


Delight customers with all the ways they love to pay with no code automation at the edge.

Stay On-Trend

Increase conversions with on-trend payment options like BNPL and Pay in 4 with the flip of a switch.


Create custom payment experiences with no-code and low-code custom checkout options.



Extend your stack in a flash


Activate new portable payments apps and edge services with just a tap

Your ultimate all-in-one payments pipeline


Payments, platforms, partners, and protected payments data in one place under your control

requires initial platform integration



We've taken the geek requirements out of optimizing your payments stack

with the MESH no-code orchestration and automation plane.



Connect payments partners and platforms with API keys or credentials


Orchestrate payments with simple no-code workflows


Keep an eye on all your connections with real-time payments transaction activity.


Activate, pause, or decommission integration routes with just a few clicks.

for platforms.

Accept and monetize payments while protecting profits with portability from Scratch.

Read Use Case

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Go portable Protect profits

Automate payment routes, eliminate failed transactions and recover revenue typically lost to fees with one single integration and a simple connection.

How it Works Request a Demo


Unlock and unify your data so that you can safely use it to orchestrate payments and optimize your business across all our favorite apps and services from a single portal through a single connection that you control.

What We Offer

Scratch is a cloud-native Web3 solution that provides secure data portability and pipelines so that businesses can securely store their data and use it with any trusted third party to orchestrate payments, streamline business processes, and eliminate single points of failure

Credit Card Surcharging as a Service.

Scratch provides credit card Surcharging-as-a-Serviceā„¢ to the entire world where credit card surcharging is permitted with RECOUP and True MDR the only truly compliant credit card surcharging solution available through a single connection.


Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States

Please Contact us for business hours.