The future of payments is portable
Securely own your data and use it to power your payments stack.
Go PortableIntroducing the fully composable portable payments stack
Integrate once and orchestrate your entire payment stack without code.
Future-proof payments with portability
The easiest way to add adaptability and flexibility to your software's payments stack
Cloud Commerce
Instantly activate new payment options, manage risk, accept payments globally, and balance surging transaction loads with advanced APIs.
Platforms
Manage monthly recurring subscriptions, automatically re-try cards, activate fall-back protection, and smart route to optimal payment partners.
Marketplaces
Expand globally, accept payments in local currency, and manage multi-tenant payments with unique personalization services.
*As a Service
Transition to usage-based pricing and reserved usage billing, smart route transactions, and integrated monthly billing.
Why Go Portable
The ways customers want to pay have changed, with Scratch, now the way you process payments can change too.
Adapt quickly
Get to market faster with more payment options in more locations without getting locked in to a single payments provider.
Protect revenue
Optimize payments with no-code payment orchestrations with workflows that route transactions to optimal providers.
Be competitive
Future-proof with on trend payment options with checkout controls that can be activated with the flip of a switch.
Avoid lockin
Securely own your payments data and use it anywhere to unify all the ways you get paid without liability or risk.
Simple for developers, made for humans
Scratch integrates easily, is 100% brandable, and configurable through, no-code, user-friendly surfaces.
Enrich your stack with building block apps
Increase the value of sensitive data with apps and services that run on unified data
Get Scratch!
Go portable Protect profits
Own your payments data and use it to power your payments stack.
How it Works Request a DemoAbout SCRATCHWARE
Unlock and unify your data so that you can safely use it to orchestrate payments and optimize your business across all our favorite apps and services from a single portal through a single connection that you control.
What We Offer
Scratch is a cloud-native portable data utility that provides secure payment data pipelines so that businesses can securely store their data and use it with any trusted third party to orchestrate payments, streamline business processes, and eliminate single points of failure
Credit Card Surcharging as a Service.
Scratch provides credit card Surcharging-as-a-Service™ to the entire world where credit card surcharging is permitted with RECOUP and True MDR the only truly compliant credit card surcharging solution available through a single connection.
Contact SCRATCHWARE
Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States
Please Contact us for business hours.