Scratchware launches METERS the pay per use pricing utility and integrated payments system that is replacing subscription pricing. Read More

Finally!
Payments your way.

Integrate once and access all your payment methods, providers, and protected data all in one place through a simple portal.

How It Works

The world's first adaptive portable payments infrastructure
for the new generation of connected commerce

Your ultimate all-in-one payments pipeline

requires initial platform integration

Unified Payments

Connect all your payments partners and channels in once place.

Smart Route

Automate payments with no-code workflows that route transactions to optimal providers.

Future-proof

Stay on trend with all the ways your customers want to pay with effortless updates in just a tap.

Frictionless

Securely own your payments data and use it anywhere to unify all the ways you get paid.

Intelligent payment surfaces

 

Create custom checkout surfaces that give shoppers access to all the ways they love to pay.

Stay On-Trend

Create custom payment experiences with no-code and low-code custom checkout options.

Update On-the-Fly

Increase conversions with on-trend payment options like BNPL and Pay in 4 with the flip of a switch.

 

Extend your stack in a flash

 

Activate new portable payments apps and edge services with just a tap

Effortless Automation

 

Payments, platforms, partners, and protected payments data altogether,

in one beautiful place through a single connection, under your control.

requires initial platform integration

 

 

We've taken the geek requirements out of optimizing your payments stack

with the MESH no-code orchestration and automation plane.

 

Connect

Connect payments partners and platforms with API keys or credentials

Exchange

Orchestrate payments with simple no-code workflows

Monitor

Keep an eye on all your connections with real-time payments transaction activity.

Manage

Activate, pause, or decommission integration routes with just a few clicks.

 

 

Monetize portable payments

Turn your payments integration into profits

 

Hello future

 

At Scratch, we are developing a new generation of portable payments technology that was born in the cloud and runs on unified data.

We call it Scratchware and it's shaping the future of payments.

Cloud-native

Scratchware brings the connectivity of the cloud to payments.

Segmented & secure

Our infrustructure is distributed and built on zero trust.

Single codebase

We built our service architecture ground-up for the modern web.

Data first

Scratch data layers are infinitely elastic and scalable.

Payments!
for platforms.

Accept and monetize payments while protecting profits with portability from Scratch.

Read Use Case

Get Scratch!
Go portable Protect profits

Automate payment routes, eliminate failed transactions and recover revenue typically lost to fees with one single integration and a simple connection.

How it Works Request a Demo

About SCRATCHWARE

Optimize payments, dramatically reduce processing fees, and increase conversions with integrated Scratchware apps and services through a simple single API.

What We Offer

SCRATCHWARE Provides: Profit Recovery Services including, Compliant Surcharging as a Service, Cash Discounting, Service Fee Delivery, Convenience Fees, Agnostic Intelligent Payments Routing, Data Aggregation, Secure Global Cloud APIs, Data Vaulting, Tokenization, Frictionless Commerce, Data Portability, Cloud Services, and Visualized Data.

Surcharging Service Areas

We provide surcharging service to the entire US, US territories, and Canada except in locations where Surcharging is prohibited. Service Fees are limited to authorized MCC Codes Only.

Contact SCRATCHWARE

Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States

Please Contact us for business hours.