Revenue, payments & portability

Discover how monetizes portable payments at every layer of its stack with Scratch.

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Unlocking profits


Integrated portable payments for the new era of digital commerce


All-in-one portable payments integrations for cloud-native commerce


Papr's is a fully distributed cloud-native ecosystem that supports multiple unique payments requirements from marketplace and gig-economy tiers to SaaS apps and automated subscriptions, checkouts and eCommerce all in one solution. 

With the flexibility of Scratchware's system, Papr was able to check all the boxes in delivering best-in-class payments, portability, and security to its members while enhancing the Papr reseller tier with additional built-in revenue opportunities.



Unified online and in-person payments


Recurring billing and payments


Reseller and integrated billing management


Allow users to accept payments on the platform

"Without Scratchware's innovative approach to payments and data, creating a payments experience that aligned with our strategic goals, would be have been impossible." - Papr CEO

Portable payments, a new way to get paid


Papr resellers add new residual income with Scratch apps, services, and portable payments products

Scratchware for Marketplaces


Accept credit card payments in their personal marketplace


Manage customer accounts from a single sign-on


Own down-stream recurring revenue


Your business, your customers, your way

Papr merchants accept payments their way


Seamless boarding makes payment acceptance simple

At Scratch, we're "Putting people back in charge of payments™"


Connect with credentials


Your platform's brand through and through


Add to platform settings to allow bypass at sign-up


End-to-End encryption

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Go portable Protect profits

Automate payment routes, eliminate failed transactions and recover revenue typically lost to fees with one single integration and a simple connection.

How it Works Request a Demo


Optimize payments, dramatically reduce processing fees, and increase conversions with integrated Scratchware apps and services through a simple single API.

What We Offer

SCRATCHWARE Provides: Profit Recovery Services including, Compliant Surcharging as a Service, Cash Discounting, Service Fee Delivery, Convenience Fees, Agnostic Intelligent Payments Routing, Data Aggregation, Secure Global Cloud APIs, Data Vaulting, Tokenization, Frictionless Commerce, Data Portability, Cloud Services, and Visualized Data.

Surcharging Service Areas

We provide surcharging service to the entire US, US territories, and Canada except in locations where Surcharging is prohibited. Service Fees are limited to authorized MCC Codes Only.


Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States

Please Contact us for business hours.