Hello!
Future-proof payments.

Integrated apps and edge services for the new generation of payments.

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Adapt your stack in a flash


Future-proof payments with apps and services that run on portable data

DART


Zero-fee frictionless checkout

Enrich the checkout

Instantly enhance your digital commerce stack 

 

RECOUP

Surcharging-as-a-Service™

Recover credit card processing fees

 

STREAMS

Smart Routing

Automate payment processing

 

DECOY

Data Security-as-a-Service

End-to-End data security suite

DECOY

 

Portable Data-security-as-a-Service

Data Security Suite

Secure sensitive data without liability or risk

 

PROOF

Tokenization

Transform and secure sensitive data

 

CYPHER

Encryption

Secure 256 AES data encryption

 

VAULT

Secure Storage

Segmented encrypted CHD

 

CHRYSALIS

Advanced Aliasing

Transform secure and exchange data

 

RBAC

Access

Discretionary access control.

 

LOOKOUT

Solution Monitoring

 Cloud-Native SIEM

DROPS

 

Activate apps and services with the flip of a switch

Optimize digital commerce properties without code

Enhance

 

Enrich

 

Extend

 

Get Scratch!
Go portable Protect profits

Automate payment routes, eliminate failed transactions and recover revenue typically lost to fees with one single integration and a simple connection.

How it Works Request a Demo

About SCRATCHWARE

Optimize payments, dramatically reduce processing fees, and increase conversions with integrated Scratchware apps and services through a simple single API.

What We Offer

SCRATCHWARE Provides: Profit Recovery Services including, Compliant Surcharging as a Service, Cash Discounting, Service Fee Delivery, Convenience Fees, Agnostic Intelligent Payments Routing, Data Aggregation, Secure Global Cloud APIs, Data Vaulting, Tokenization, Frictionless Commerce, Data Portability, Cloud Services, and Visualized Data.

Surcharging Service Areas

We provide surcharging service to the entire US, US territories, and Canada except in locations where Surcharging is prohibited. Service Fees are limited to authorized MCC Codes Only.

Contact SCRATCHWARE

Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States

Please Contact us for business hours.